Payments System

Implement payment flows safely with auditability and retry resilience.

  • Keep payment provider integration isolated in a dedicated module.
  • Use idempotency keys for charge/checkout operations.
  • Persist payment state transitions explicitly.

Alternatives and when to choose them

  • Hosted checkout only for low-complexity products.
  • Custom payment orchestration when multiple providers are required.

Implementation checklist

  • Model payment lifecycle states and transitions.
  • Verify webhook signatures and replay protection.
  • Add reconciliation jobs for eventual consistency.

Common pitfalls

  • Treating provider callback success as guaranteed final state.
  • Missing refund/chargeback paths in data model.

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